Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. 8:35pm Feb 8, 2020. Whats the Difference between Business vs. Corporate Credit Cards? For more information, visit the V/Line website. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. there's no excuse for this money-grubbing by the Myki corporation. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream From a creditworthiness point of view, this number should be at 30% or lower. This helps you to avoid late fees and penalty APRs on your existing accounts. 179 0 obj If you receive a check, you need to send it to your old cards issuer on your own. Wallethub doesnt charge for this service. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. Press J to jump to the feed. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. 183 0 obj xen0. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. Privacy Policy. They contacted me, I did it online and they posted me a new card. What are the best Ways to Start Travel Hacking? It also protects your myki balance if you lose your phone or it's stolen. No. What credit cards don't require a deposit? Well block your myki and arrange a replacement myki. Click on "Select Offer.". Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. For more information, visit the V/Line website. If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. You may be using an older version of Google Wallet. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. They actually can transfer your funds really easily but you need to get a case created. The . You may want to hire a professional before making any decision. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . 0000001429 00000 n 0000011139 00000 n Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. endstream an_square_one 11 yr. ago Unless there is anything special in what you need, I would think that most people only need one or two myki cards. Why is it impossible to transfer money online between different Myki cards? You can register online, via the PTV app or call 1800 800 007 and registration is instant. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. <> If you have Mobile myki you can set Auto Load via the Google Pay app. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. Pick a card that waives the balance transfer fee. This 0% interest period can help you carry your debt for a limited time without paying interest. The cost would have been deducted from the balance at transfer. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. In a couple of weeks I will be renovating and furnishing a new house. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. Please note, balance transfer is not instantaneous. Was told a main railway station can move the balance. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. Only needed to log on and change auto top-up to new card. I never bothered to do it. If NFC is shown and you can turn it on or off, you have NFC. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M No, you cannot transfer a balance from one Synchrony Bank credit card to another. Auto-load is the same as auto top up. To transfer Myki you need to deactivate the myki card and move to the new device. 0000002823 00000 n JavaScript must be enabled to use this site.We're sorry for any inconvenience. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. 1. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. But is it possible to go to a ticket booth and have the person there do it? 0000003774 00000 n If the card is unregistered you cannot recover the myki money. Edited for typos. Top up your myki 0000010193 00000 n It was in my wallet the whole time lol. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". Hire the best financial advisor for your needs. You can register your Mobile myki via Register your myki. Transferring a credit card balance is relatively easy, but you need to follow a few steps. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. Your myki smartcard expires after four years. I want to transfer the $19.90 to the card with $6.54 on it. 180 0 obj All myki smartcards expire after four years. This is regardless of whether there is a myki pass or existing fare on the myki. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> To keep travelling with auto top up or Auto-load, youll need to set it up again. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. A balance transfer can give you the flexibility to: Pay off high-interest balances Whats the Difference between Business vs. JavaScript must be enabled to use this site.We're sorry for any inconvenience. 1. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. Easy, and only required every three years!! I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Get up to 5% cashback in rotating and newly added everyday categories. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". What a frikkin waste of money! My Myki was due to expire after three years. Here's where to find it: After logging in to your account, go to "Card Details.". Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? Your balance is protected from the time you tell us your myki is lost or stolen. Step 4: Analyze Your Top Picks. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. The unused money remains on the card, losing value as fares increase over the years. You can replace some types of tickets if they are lost or stolen. Now you cannot access it on your original device. If you register your myki, you can set Auto Top Upand manage your myki. Simply allow 24 hours for travel and transactions to appear. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . Whats the difference between a hard credit inquiry and a soft credit inquiry? Im sure Myki could add this capability to their website if they cared to. The phone is awake whenever the screen is turned on, even it's locked. FAX?! We have this new thing called EMAIL. Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. endstream If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. This could save you money if you're moving the balance to a card with a much lower interest rate. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. Enter your card number and other required information.4 How many level crossings could have been grade-separated with that money? Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. I called customer service and was advised I needed to go in person to Flinders St station to do it. Apply for a traffic accident report; I have my most recent card that has $6.54 on it. You probably want to transfer a balance to save money not spend more. There is no principle. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. Any money on your card will be protected. What are the best credit cards for bad credit with no deposit and instant use? View all transactions related to your myki for the previous 6 months, select your myki then select Activity. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. All myki smartcards expire after four years. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. %PDF-1.5 % Under Other, select Transfer. Your first touch on creates a 2 hour fare. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. You can also replace your myki online or by calling us. Start the process by listing out your current credit cards, writing down each . 0000005348 00000 n No. trailer What is Identity Theft & Credit Card Fraud and How to Protect Yourself? I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. You would think they could have done it over the phone. I have a card with $19.90 on it. There are three ways to replace lost or stolen myki cards: 1. 0000118233 00000 n How long do balance transfers take with Chase? WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Choose the zones you want to travel in and the number of consecutive travel days you need. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. Tap Continue. 0000008137 00000 n If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. At this stage, these are the only card types available on Mobile myki. After all, I was going to pay more money as opposed to the concession rate. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. You can also request up to two years of travel and transaction history by calling1800 800 007. Step 5: Apply for the New Card. 0000009156 00000 n What are the best student credit cards for cash back? Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. How balance transfers work In my experience touching on is quicker than validating a metcard. You will need to provide identification to show that you are the registered myki card holder. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. 0000005511 00000 n Balance transfer fees may apply. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Replacements usually take up to 10 business days and include the remaining balance of the old card. Yes. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. What is the Best No Annual Fee Credit Card? For instance, your applications for new cards and balance transfers remain subject to approval. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. The easiest option is to call PTV on 1800 800 007. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. This resets the fare expiry and gives you more time to complete your journey. 0000002274 00000 n Hold the phone still when touching on and off. 0000001798 00000 n 0000005223 00000 n I searched everywhere. You can request a new, free myki smartcard through your online account. Photo: 10255185_880/Getty Images. Once your phone has rebooted, go to Mobile myki within Google Wallet. For more information see Google Help and Support. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. The only way is to download a form, fill it out, post it in, and wait weeks. Once it's transferred to another device, it will no longer be available on the original device. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. Whats the Difference between Business Line of Credit vs. Business Credit Card? To replace your myki online, you must be requesting the same fare concession type as your original myki. 3. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. How does credit and credit cards work for students? 181 0 obj hbbf`b``30 ap I've got a new Myki in my Seniors package. Contact us to request the transfer. On Friday Martin. If you receive a check, you then need to forward it to your old card provider. 0000003801 00000 n <> Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. endobj The card itself holds the balance, rather than a back office system telling the readers that the balance is available. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. I only realised this when my replacement card was lost and I called up for a new one. Can You Get a Student Credit Card With No Income? Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . Pay down this card's balance quickly to improve your credit. You only need to wake up your phone to touch on and off. 188 0 obj This is why I don't keep much money on transport cards. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. Only Mobile myki has the ability to charge you a fare via a myki device. Can you transfer MyKi balance from one card to another? Mobile myki is different to an existing myki card. You can only have your Mobile myki active on one device at a time. 0000004863 00000 n If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. I don't know where the actual card is. I know it's not possible to do it online. Can someone explain why this isn't possible? Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. You can manage your Adelaide metroCARD online by setting up an account. Your myki money or pass can then be transferred to a new smartcard. It appears as a "Approved Level 2" request on my myki account on the website. I called, they told me it couldn't be done and that I would need to fill out a form. I understand your frustration, especially when it's something that can be done quickly. 0000004362 00000 n This is unfair, and I don't think this cost is refunded if you submit the form for a refund. Reddit and its partners use cookies and similar technologies to provide you with a better experience. 0000006952 00000 n A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. Do Not Sell or Share My Personal Information. I've had really good experiences with Myki and was an early adopter, but this? Children, seniors and concession go card holders travel at 50% of the normal adult fares. You will need to provide identification to show that you are the registered myki card holder. We are committed to being fully transparent with our readers. Your Mobile myki expires after two years. 0000002429 00000 n That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. But is it possible to go to a ticket booth. For example, when your myki Money balance reaches $10, you could top up with $20. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. You will need to provide identification to show that you are the registered myki card holder. They earn interest on it. 0000014445 00000 n Keep in mind that credit utilization is also affected by individual card balances. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. Your balance is protected from the time you tell us your myki is lost or stolen. I'm glad I don't need to catch public transport anymore. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. Tap Travel Card. What is the best credit card for bad credit? The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . (by Issuer). Enter your cell phone number and well send you a link to install the WalletHub app. My old one is registered and everything with my account but there seems to be no way to import that one in. For example, one person can manage mykis for family or friends. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. We recommend visiting the card issuers website for the most up-to-date information available. How are Banks Adapting to Meet New Needs Because of Coronavirus? If you're using an international payment card you won't be able to top up via the PTV website. Online at Public Transport Victoria website . I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee.